Save more automatically.

Saving money can be hard. We’ve been there. But there’s an easier way you’ll love. It begins with downloading Kuda.

kuda Microfinance Bank Savings, Spend, Budgeting.

Get up to 15% annual interest on Fixed Savings.

Save every time you spend from your account with Spend+Save.

Spend nothing on ridiculous bank charges.

Effortless saving is a real thing.

You can’t avoid spending. That’s how you pay for your needs. But we can help you put money away every time you pay for something. Just set a percentage to save and watch your money grow with Spend+Save

See how Spend + Save works

Meet your money goals every time.

Save daily, weekly or monthly, that’s up to you. Whichever way, our Save Frequently Pocket will make it a breeze to put money away regularly.

Learn more about a Save Frequently Pocket

Stash your money and watch it grow.

Money grows wings fast. Use our Fixed Savings plan to lock down lump sums and get up to 15% annual interest.

Learn more about Fixed Savings

More for you

Investment

Invest in US stocks with your naira, earn dividends, and get real-time updates on your Kuda app.

Learn more

Transfer & Spend

Send money for free to any Nigerian account with 25 free transfers every month.

Learn more

Loans

Get up to ₦150,000 in your Kuda account easily and repay in convenient instalments.

Learn more

The money app for Africans.

Save, spend, send and invest money across borders.