Choose Kuda and leave cash behind for good.

Enjoy your cashless life with easy payment options on the Kuda app!

Switch to Pay With USSD for cardless POS payments across Nigeria.

Use Pay With Bank to make online payments locally without a card.

Get 25 free and fast transfers to all Nigerian banks every month.

You don’t need a card to pay on a POS.

Use Pay With USSD on Kuda to make easy cardless POS payments.

See How Pay With USSD Works

Transform the way you pay online.

Forget cards, use Pay With Bank on Kuda for fast and reliable local web payments.

See How Pay With Bank Works

Send money for free forever.

Make transfers to other Kuda accounts almost instantly at no cost.

Download Kuda

Cardless Payments FAQs

Free transfers, Pay With Bank, Pay With USSD and cards are the cashless payment options on the Kuda app.

The money app for Africans.

Save, spend, send and invest money across borders.