• Personal

    • Discover Personal
    • Transfer & Spend
    • Save
    • Investments
    • Kuda Card
      PAYMENTS
    • Electricity
    • Airtime
    • Internet
    • Gift Cards
    • Cardless Payments
    • TV
    • Betting
    • Transport
    • CREDIT
    • Overdrafts
    • Loans
  • Business

    • Discover Business
    • Business Registration
    • Kuda Payroll
    • Business API
    • Payroll with Bento
    • Expense Accounts
    • Expense Cards
    • Cashback
      PAYMENTS
    • Send Money
    • TV
    • Airtime & Internet Data
    • Electricity
    • Bill Payments
    • CREDIT
    • Business Loan
    • COLLECTIONS
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    • Invoicing for Business
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    • Get Help
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About Kuda

We came from frustration with excessive bank charges (for inconsistent services), now we’re here.

Join Kuda

We’re here because of you.

A few years ago, a small team of people determined to transform banking launched a savings app for Nigerians. That app was the first step toward Kuda.

Today, we’re even more determined and we’ve built a Central Bank-licensed, microfinance bank to help you get the best out of your money without overcharging you.

Kuda includes tools for tracking your spending habits, saving more and making the right money moves.

So no matter who you are or where you live in Nigeria, we’re here because of you. We know the pain that comes with using a regular bank and we will make things work better for everyone.

Let’s do this together.

Babs Ogundeyi

Co-Founder & CEO

Musty Mustapha

Co-Founder & CTO

Don’t just take our word for it

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria
I have no complaints whatsoever since i started using Kuda

T

Tomisinv

Never thought an app would stylish become my everyday way to bank and have access to physical cash.
@kudabank is sleek

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

@RealSOK_

I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!!

Adebambo Oyekan

I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card.

I

Ifeanyichukwu Obaji

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria
I have no complaints whatsoever since i started using Kuda

T

Tomisinv

Never thought an app would stylish become my everyday way to bank and have access to physical cash.
@kudabank is sleek

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

@RealSOK_

I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!!

Adebambo Oyekan

I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card.

I

Ifeanyichukwu Obaji

The money app for Africans.

Save, spend, send and invest money across borders.

Join Kuda

Personal

  • Discover Personal
  • Transfer & Spend
  • Save
  • Investments
  • Kuda card
  • Loans
  • Overdrafts

Business

  • Discover Business
  • Business Registration
  • softPOS
  • Invoicing
  • POS Machine
  • Business Loan
  • Business API
  • Join Kuda Business

Company

  • Blog
  • Press
  • Join Our Team
  • About Us

Help

  • Get Help
  • Scam Awareness
  • FAQs
  • Security
  • Contact Us
  • Self Help

Transparency

  • Terms & Conditions
  • Privacy Policy
  • Information Security Policy
  • Cookie Policy
  • Whistleblowing Policy
Products may vary by country or market.

Contact

help@kuda.com

Lagos

1-11 Commercial Avenue, Yaba, Lagos,
Nigeria

London

5 New Street Square,
London, EC4A 3TW,
United Kingdom

Cape Town

146 Campground Road,
Snakepit Building, Level 4, Newlands, Cape Town

Canada

3080 Yonge Street,
Suite 6060, Toronto,
Ontario M4N 3N1

© 2025 Kuda Technologies Ltd (Company No.11472232). All rights reserved.

If you would like to find out more about which Kuda entity you receive services from, please reach out to us via the in-app chat in the Kuda app. Nigerian banking services offered by Kuda Microfinance Bank (RC796975) with registered address at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom.

Canada services will be provided by Kuda Canada Technologies Limited, an Ontario corporation registered under number 1000286176, with its registered address located at 3080 Yonge Street, Suite 6060, Toronto, Ontario M4N 3N1. Kuda Canada Technologies Limited is duly registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a money service business, bearing registration number M23163015.

Kuda.

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