About Kuda

We came from frustration with excessive bank charges (for inconsistent services), now we’re here.

kuda Microfinance Bank Savings, Spend, Budgeting.

We’re here because of you.

A few years ago, a small team of people determined to transform banking launched a savings app for Nigerians. That app was the first step toward Kuda.

Today, we’re even more determined and we’ve built a Central Bank-licensed, microfinance bank to help you get the best out of your money without overcharging you.

Kuda includes tools for tracking your spending habits, saving more and making the right money moves.

So no matter who you are or where you live in Nigeria, we’re here because of you. We know the pain that comes with using a regular bank and we will make things work better for everyone.

Let’s do this together.

Babs Ogundeyi

Co-Founder & CEO

Musty Mustapha

Co-Founder & CTO

Don’t just take our word for it

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria
I have no complaints whatsoever since i started using Kuda

T

Tomisinv

Never thought an app would stylish become my everyday way to bank and have access to physical cash.
@kudabank is sleek

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

@RealSOK_

I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!!

Adebambo Oyekan

I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card.

I

Ifeanyichukwu Obaji

Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

Mu'azu Muhammad Kudu

Just joined the best Digital Bank in Nigeria
I have no complaints whatsoever since i started using Kuda

T

Tomisinv

Never thought an app would stylish become my everyday way to bank and have access to physical cash.
@kudabank is sleek

Babajide Duroshola

This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends!

@RealSOK_

I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!!

Adebambo Oyekan

I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card.

I

Ifeanyichukwu Obaji

The money app for Africans.

Save, spend, send and invest money across borders.