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Affordable Pricing.
No Hidden Fees.

Scale your business with payments, transfers, and other API services at crystal-clear prices.

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Bank Transfers

Send money to any Nigerian bank in single or bulk transfers, pay less when you send more.

Price Bands

Transaction Volume

₦0 - ₦10,000

₦12 per transaction

₦10,001 - ₦100,000

₦10 per transaction

₦100,001 - ₦400,000

₦9 per transaction

₦400,001 and above

₦7 per transaction

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Instant Settlement

Settle payments on third-party POS terminals in real time for uninterrupted cash flow.

0.3% of transaction value, capped at ₦100.

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Secure Payment Options

Simplify payments with secure dynamic virtual accounts and single-use account numbers.

Pay with Kuda Pay ID

0.1% of the transaction value, capped at ₦100

Pay with Bank Transfer

0.5% of the transaction value, capped at ₦250

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Value-Added Services (VAS)

Offer bill payments, airtime and data purchases to earn commission.

Providers
Category
Commission
MTN
Airtime
3%
AIRTEL
Airtime
3%
GLO
Airtime
4%
9MOBILE
Airtime
5%
MTN
Internet & Data
3%
AIRTEL
Internet & Data
3%
GLO
Internet & Data
4%
9MOBILE
Internet & Data
5%
SPECTRANET
Internet & Data
2%
SMILE
Internet & Data
2%
SWIFT.NG
Internet & Data
0.6%
IPNX
Internet & Data
0.2%
DSTV
Cable TV
1.6%
GOTV
Cable TV
1.6%
STARTIMES
Cable TV
1.2%
SHOWMAX
Cable TV
2%
Abuja Electricity Distribution Company (AEDC)
Electricity
1.2%
Enugu Electricity Distribution Company (EEDC)
Electricity
1.2% (Capped at 2500)
Kaduna Electricity Distribution Company (KAEDCO)
Electricity
1.2%
Port Harcourt Electricity Distribution Company (PHEDC)
Electricity
1.2%
Jos Electricity Distribution Plc (JEDC)
Electricity
1%
Ibadan Electricity Distribution Company (IBEDC)
Electricity
1%
Ikeja Electricity Distribution Company (IKEDC)
Electricity
0.8%
Eko Electricity Distribution Company (EKEDC)
Electricity
1% (Capped at 4000)
Benin Electricity Distribution Company (BEDC)
Electricity
1.2%
Kano Electricity Distribution Company (KEDCO)
Electricity
1%
Yola Electricity Distribution Company (YEDC)
Electricity
1%
Aba Power (APLE)
Electricity
1% (Capped at 2500)
Sportybet
Betting
0.5% (Capped at 800)
Nairabet
Betting
0.2%
Bet9ja
Betting
0.3%
Merrybet Gold
Betting
0.1%
1Xbet
Betting
0.2%
BETWAY
Betting
0.2%
BETKING
Betting
0.5% (Capped at 800)
HallaBet
Betting
0.16%
Football.com
Betting
0.5% (Capped at 800)
Surebet
Betting
0.8%
BangBet
Betting
0.4%
Mlotto
Betting
0.2%
Msports
Betting
0.5% (Capped at 800)
Betgr8
Betting
1.2% (Capped at 2000)
BetBaba
Betting
0.16%
Accessbet
Betting
0.4% (Capped at 1000)
JAMB UTME PIN
Education
2.4%
DIRECT ENTRY PIN
Education
2.4%
LASG Cowry
Transport
0.8%
Lumos
Solar
0.4% (Capped at 500)
Greenlight Planet
Solar
0.4% (Capped at 500)
Switch Solar
Solar
0.4% (Capped at 500)
Privida
Solar
0.4% (Capped at 500)
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Kuda Business API Pricing FAQs

No, we don't charge hidden fees. The prices listed are the prices you pay.

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Move your business forward with softPOS

Business can find you anywhere. softPOS from Kuda helps you receive payments on the move with any smartphone connected to the internet.

Kuda Business

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