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Top up your Cowry wallet easily on the Kuda app!

Pay for bus, train and ferry rides in Lagos comfortably with your topped-up Cowry wallet.

Top up your Cowry wallet easily.

Make cashless transport payments across Lagos.

Never worry about having change for bus rides again.

Simplify your Lagos transport payments.

Top up your Cowry wallet on the Kuda app and tap your wallet or Cowry card to pay across the city.

Learn How To Top Up A Cowry Wallet.

Go cashless, even on danfo bus rides!

With your Cowry wallet topped up on the Kuda app, you’ll never worry about having change to pay bus conductors again.

Download Kuda

Cowry FAQs

What is Cowry and how does it work?
Cowry is a digital wallet for making transport payments in Lagos. After downloading the Cowry app on your app store, signing up and adding money to the wallet, you can pay for trips on public buses, trains and ferries across Lagos by tapping your phone or the optional Cowry card on payment terminals.
How can I use Cowry?
You just need to download the Cowry app on your app store and sign up, then you can add money to your Cowry wallet on the Kuda app.
How do I top up my Cowry wallet on the Kuda app?
To top up your Cowry wallet on the Kuda app, follow the steps below:
1. Sign in to your Kuda app, then tap Pay.
2. Tap Pay A Bill.
3. Tap Transport & Toll.
4. Tap the service provider dropdown menu.
5. Tap LASG Cowry Card.
6. Tap the top-up package dropdown menu.
7. Choose a top-up package.
8. Type in the phone number linked to your Cowry wallet, then tap Next.
9. Complete the top-up with your transaction PIN, fingerprint or Face ID.
10. Tap Okay to return to your Kuda dashboard.
What transport fare can I pay with Cowry?
  • BRT bus fares
  • Danfo bus fares
  • LAGFERRY fares
  • Blue Line and Red Line train fare.
Can I check my Cowry transaction history on the Kuda app?
No, you can’t. You’ll need to sign in to your Cowry app to check your Cowry transaction history.
Can I make Cowry payments with the Kuda app?
No, you can’t. You need the Cowry app or the optional Cowry card to make Cowry payments.

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Get instant loans up to ₦150,000 in the Kuda loan app easily in Nigeria without paperwork.

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© 2025 Kuda Technologies Ltd (Company No.11472232). All rights reserved.

If you would like to find out more about which Kuda entity you receive services from, please reach out to us via the in-app chat in the Kuda app. Nigerian banking services offered by Kuda Microfinance Bank (RC796975) with registered address at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

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