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Kuda Business API
Power your business to success with the Kuda Business API
Manage collections accounts, payouts, bill payments, and more for your business.
Fully licensed by the CBN
Deposits insured by
Receive bank transfers faster.
Reconcile accounts effortlessly.
Settle agent accounts immediately after POS transactions.
Grow your customer base with collections accounts
You can create collection accounts and assign them to your customers.
Simplify your financial operations
We’ll give you access to automated account reconciliation, bill payments, transfer services, and more.
Automate bulk transfers easily
You’ll have the power to automate simultaneous transfers to hundreds of accounts, saving you time.
Increase your revenue with commissions
With our bill payment API, you’ll earn commission every time your customers buy airtime or pay a bill.
Business API FAQs
What is the Kuda Business API?
The Kuda Business API is a developer-friendly Open Banking API solution that helps businesses scale by giving them access to Kuda’s account opening, payment and instant settlement services.
Our end-to-end financial services API gives startups and corporates real-time data access, up-to-date documentation and the power to make secure transactions.
What services does the Kuda Business API offer?
Collections accounts
Account transactions
Bill payments
Gift cards
Instant settlement
Webhooks
What kinds of businesses can use Kuda Business API?
Many kinds of registered businesses can use Kuda Business API. Some use cases for our API are below:
1. Schools can create functional bank accounts for their students, making tuition payments and reconciliation significantly easier.
2. Online stores and travel businesses can integrate multiple payment methods to improve checkout.
3. Businesses that offer on-demand services can accept payments through wallet top-ups and bank transfers.
4. Lending companies can simplify loan disbursement and repayments.
5. Insurance companies can accept premium payments and process claims quicker.
6. Businesses that provide general financial services can provide digital wallets, track payments easily, and automate account reconciliation.
How do I get access to the Kuda Business API?
To get access to the Kuda Business API, follow the steps below:
1. Open a full Kuda Business account here. You’ll need your CAC registration documents.
2. Click Business API on your Kuda Business dashboard.
3. Click Activate Business API , then follow the prompts on your screen.
More for you
Download the app
It only takes a few minutes to start enjoying free benefits. Use the links below to download the Kuda App for business.
