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Save more automatically.

Saving money can be hard. We’ve been there. But there’s an easier way you’ll love. It begins with downloading Kuda.

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kuda Microfinance Bank Savings, Spend, Budgeting.

Get up to 12% annual interest on Fixed Savings.

Save every time you spend from your account with Spend+Save.

Spend nothing on ridiculous bank charges.

Effortless saving is a real thing.

You can’t avoid spending. That’s how you pay for your needs. But we can help you put money away every time you pay for something. Just set a percentage to save and watch your money grow with Spend+Save

See how Spend + Save works

Meet your money goals every time.

Save daily, weekly or monthly, that’s up to you. Whichever way, our Save Frequently Pocket will make it a breeze to put money away regularly.

Learn more about a Save Frequently Pocket

Stash your money and watch it grow.

Money grows wings fast. Use our Fixed Savings plan to lock down lump sums and get up to 12% annual interest.

Learn more about Fixed Savings

More for you

Investment

Invest in US stocks with your naira, earn dividends, and get real-time updates on your Kuda app.

Learn more

Transfer & Spend

Send money for free to any Nigerian account with 25 free transfers every month.

Learn more

Loans

Get instant loans up to ₦150,000 in the Kuda loan app easily in Nigeria without paperwork.

Learn more

The money app for Africans.

Save, spend, send and invest money across borders.

Join Kuda

Personal

  • Discover Personal
  • Transfer & Spend
  • Save
  • Investments
  • Kuda card
  • Loans
  • Overdrafts

Business

  • Discover Business
  • Business Registration
  • softPOS
  • Invoicing
  • POS Machine
  • Business Loan
  • Business API
  • Join Kuda Business

Company

  • Blog
  • Press
  • Join Our Team
  • About Us

Help

  • Get Help
  • Scam Awareness
  • FAQs
  • Security
  • Contact Us
  • Self Help

Transparency

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Products may vary by country or market.

Contact

help@kuda.com

Lagos

1-11 Commercial Avenue, Yaba, Lagos,
Nigeria

London

5 New Street Square,
London, EC4A 3TW,
United Kingdom

Cape Town

146 Campground Road,
Snakepit Building, Level 4, Newlands, Cape Town

Canada

3080 Yonge Street,
Suite 6060, Toronto,
Ontario M4N 3N1

© 2025 Kuda Technologies Ltd (Company No.11472232). All rights reserved.

If you would like to find out more about which Kuda entity you receive services from, please reach out to us via the in-app chat in the Kuda app. Nigerian banking services offered by Kuda Microfinance Bank (RC796975) with registered address at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom.

Canada services will be provided by Kuda Canada Technologies Limited, an Ontario corporation registered under number 1000286176, with its registered address located at 3080 Yonge Street, Suite 6060, Toronto, Ontario M4N 3N1. Kuda Canada Technologies Limited is duly registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a money service business, bearing registration number M23163015.

Kuda.

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