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NigeriaInformation Security Policy

Information Security Policy

Introduction

This information security policy establishes an integrated set of measures that must be uniformly applied across Kuda to ensure a secured operating environment for its business operations. Customer Information, organisational information, supporting IT systems, processes and people that are generating, storing, and retrieving information are important assets of Kuda. The availability, integrity and confidentiality of information are essential in building and maintaining our competitive edge, cash flow, profitability, legal compliance, and respected company image.

Background

Kuda Microfinance Bank is a financial service institution licensed by the Central Bank of Nigeria. Kuda was created to help Nigerians get the best out of their money without stress or exorbitant banking fees.

Scope

This Information Security Policy applies to all Kuda staff, contractors, consultants and any third party with access to Kuda information assets.

Policy Statement

This information security policy serves to provide Kuda with an approach to managing information risks and directives for the security of information assets and contracted services.

This policy will also help provide a framework for creating our Information Security Management objectives.

Kuda is committed to managing information risks and the protection of all organisational assets and will implement measures through an information security program to protect against breaches of confidentiality, failures of integrity or interruptions to the availability of its information assets.

Kuda is committed to the continual improvement of its information security program and will comply with all applicable legal, regulatory, and contractual requirements related to information security in its services and operations.

Users of Kuda information and information assets will comply with this policy and exercise a duty of care in relation to the operation and use of Kuda information and information systems.

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Transparency

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Products may vary by country or market.

Contact

help@kuda.com

Lagos

1-11 Commercial Avenue, Yaba, Lagos,
Nigeria

London

5 New Street Square,
London, EC4A 3TW,
United Kingdom

Cape Town

146 Campground Road,
Snakepit Building, Level 4, Newlands, Cape Town

Canada

3080 Yonge Street,
Suite 6060, Toronto,
Ontario M4N 3N1

© 2025 Kuda Technologies Ltd (Company No.11472232). All rights reserved.

If you would like to find out more about which Kuda entity you receive services from, please reach out to us via the in-app chat in the Kuda app. Nigerian banking services offered by Kuda Microfinance Bank (RC796975) with registered address at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom.

Canada services will be provided by Kuda Canada Technologies Limited, an Ontario corporation registered under number 1000286176, with its registered address located at 3080 Yonge Street, Suite 6060, Toronto, Ontario M4N 3N1. Kuda Canada Technologies Limited is duly registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a money service business, bearing registration number M23163015.

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