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Get a Kuda POS machine with flexible payment options.
Brilliant business banking for SMEs
The bank for business owners who want more
Send invoices, receive POS payments, pay business bills, make bulk transfers, and free up time for the rest of your life.
Trusted by over
200,000 businesses
Fully licensed by the CBN
Deposits insured by
Payments
Get paid and collect money through invoicing, NQR codes, Kuda’s POS machine, and smart payment reminders.
Operations
Manage your business ops with bulk transfers, bill payments, expense tracking, and more.
Growth
Register your business, use our APIs, and set up multi-account management.
An account for every stage
Full Business Account
Advanced tool to run your entire business. For registered businesses who want more advanced tools.
Freelancer Account
Our core features to get your business moving. Fast setup – no CAC required.
Get your business moving
1. Open your Kuda Business account in minutes
Set up a Kuda Business account quickly, with no paperwork.
2. Start accepting payments
Use Kuda’s POS, virtual POS, NQR codes, and smart invoicing.
3. Manage your entire business in one app
Inventory management, payments, expense accounts, payroll, perks, and more.
Switch to better business banking
Other business banks
Accept payments
Physical and free Virtual POS for card, transfer and Pay with Kuda
Fewer payment options
Bill payments
Pay bills with no fees and get instant cashback
Up to ₦100 per bill
Cards
Business and expense cards
Limited extra cards and controls
Expense accounts
Create up to 10 accounts
Often one account
Invoicing
Create, accept and auto-reconcile payments
Separate invoicing and tracking
Payroll
Schedule and pay your team in-app
Often separate or manual
Single and bulk transfers
Pay one or many recipients, with or without Excel
May need extra setup
Team banking
Add teammates with roles, access and limits
Fewer controls
Download the app
Join over 200,000 businesses who trust Kuda to manage their business and get more from their money every day.
